"How To Survive The Wait Until
 You Win and Get Your First Check! "

Greetings 

    Welcome to lesson 10 how to survive the wait.
  
…. you may find that you are like lots of others that are disabled and still working full time  because surviving the wait is difficult.

Although there's no Magic pill to address the ridiculous timeframe,  we have uncovered tips for a short term strategy that will help you through until you win.

               Tips from others that have survived the wait! 

1. Win Your Case Quick
Avoid the mistakes that cause delays and maximize your chances of winning in the shortest amount of time by taking all the lessons and interview attorneys.

2. Group Disability Insurance
If you have been employed prior to filing make certain you
investigate your companies short term and long term insurance policies... 

Often Long Term disability policies through work can be a big
help in bridging the gap till you win your SSDI case. 

3. State Disability
A few states including California, Hawaii, Rhode Island, New Jersey and New York offer state disability.

If you don't have private or employer-provided disability insurance benefits, you may be covered by your state's program.  

Find out if you have been paying into your state's disability insurance program through automatic payroll deductions, if you elected it instead of (or in addition to) disability insurance benefits offered by your employer.

Typically, state disability insurance benefits are administered by the same agency that administers unemployment insurance (or a division of same). In fact, you might be covered by state disability insurance even if you are unemployed when your disability starts. To find out if your state offers such a program (and vocational rehabilitation too), start by contacting your state's unemployment office. 

4. Back Benefits and Loans
I'm sure this is a scary thought but keep in mind if you have assets 
you can leverage while waiting you can pay back the loan with the 
back benefit check you receive.

The very general rule on your retroactive benefits (back benefits ) 
is that you accumulate back benefits from the time you became disabled until you win your case...  

So its common for members to accumulate and receive a significant 
check that can pay back your loan. 
 
4. Reduce your expenses 

5. Working While Qualifying
I have found some attorney's that will represent your case  
if it's strong enough and still allow you to work 2-3 hours
a day ....  So in your interview ask about the possibilities.
 
You may find it comforting to know that once your on SSDI
benefits you can earn M.O.N.E.Y with out effecting your SSDI
benefits. 

You'll can start educating yourself about ALL your possible career paths so you can make plans for recovering and crafting the life you really want on this web site by the Disability Digest:

                      http://www.myincomeguardian.com

Sincerely,

Brian Therrien

PS - Be sure to put "Brian@TheDisabilityDigest.com" in your address 
book you don't miss ANY of these critical messages.

PSS.  To Learn If an Attorney can Help You Win Your Claim Click Here

PPS - All Lessons and Audios Click Here